Nurullaili, Mauliddah and Tyasha Ayu, Melynda Sari Determinan Financial Behaviour Dengan Dimoderasi Gender Pada Gen Z. JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME’s).
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Abstract
Gen Z has more expressive characteristics and tends to be tolerant and multitasking.
According to the Research Institute in 2019, the allocation of savings from income was only
10.17% for both men and women in Generation Z. This research aims to analyze the
moderating influence of gender in predicting financial behavior, which is influenced by self
efficacy, financial literacy, and locus of control in Gen Z by using path analysis with
moderation assisted by SmartPLS software. This research shows that self-efficacy, financial
literacy, and locus of control significantly affect economic behavior. However, gender cannot
moderate the influence of these variables on FEB UM Surabaya students.
| Item Type: | Article |
|---|---|
| Subjects: | H Social Sciences > HB Economic Theory H Social Sciences > HG Finance |
| Divisions: | Jurnal > Fakultas Ekonomi dan Bisnis |
| Depositing User: | Tyasha Ayu Melynda Sari |
| Date Deposited: | 22 Aug 2025 06:34 |
| Last Modified: | 22 Aug 2025 06:34 |
| URI: | https://repository.um-surabaya.ac.id/id/eprint/10342 |
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