Analisis Perkembangan Zakat Produktif di Lazismu Bangkalan Berdasarkan Prinsip Islamic Good Corporate Governance

Pengelolaan zakat produktif berperan penting dalam meningkatkan kemandirian ekonomi mustahik serta menuntut tata kelola lembaga yang profesional dan akuntabel. LAZISMU Bangkalan sebagai lembaga amil zakat berupaya menyalurkan zakat produktif melalui berbagai program pemberdayaan ekonomi. Namun, efektivitas mekanisme penyaluran dan kesesuaiannya dengan prinsip Good Corporate Governance (GCG) masih perlu dikaji. Oleh karena itu, penelitian ini bertujuan untuk menganalisis mekanisme penyaluran zakat produktif di LAZISMU Bangkalan serta kesesuaiannya dengan prinsip
transparansi, akuntabilitas, tanggung jawab, independensi, dan keadilan. Penelitian ini menggunakan pendekatan kualitatif dengan jenis penelitian deskriptif. Pengumpulan data dilakukan melalui wawancara mendalam, observasi lapangan, dan dokumentasi. Informan penelitian terdiri atas Ketua Penyaluran LAZISMU Bangkalan, pengurus lembaga, serta beberapa mustahik penerima zakat produktif. Data dianalisis melalui tahap reduksi data, penyajian data, dan penarikan kesimpulan. Hasil penelitian menunjukkan bahwa mekanisme penyaluran zakat produktif telah berjalan secara sistematis melalui tahapan penghimpunan dana, seleksi mustahik, penyaluran bantuan berupa modal dan sarana usaha, serta pendampingan dan monitoring pasca penyaluran. Program ini terbukti memberikan dampak positif terhadap peningkatan usaha, pendapatan, dan kepercayaan diri mustahik. Dari sisi tata kelola, LAZISMU Bangkalan secara umum telah menerapkan prinsip-prinsip GCG, meskipun transparansi publik dan audit eksternal belum sepenuhnya optimal. Berdasarkan temuan tersebut, LAZISMU Bangkalan disarankan untuk memperkuat sistem asesmen kebutuhan mustahik, meningkatkan pendampingan berkelanjutan, mengembangkan sistem informasi dan publikasi laporan secara digital, serta melaksanakan audit eksternal secara berkala agar pengelolaan zakat produktif semakin profesional, transparan, dan berkelanjutan.

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A management of productive zakat plays an important role in increasing the economic independence of mustahik and demands professional and accountable institutional governance. The LAZISMU of Bangkalan as an amil zakat institution seeks to distribute productive zakat through various economic empowerment programs. However, the effectiveness of the distribution mechanism and its conformity with the principles of Good Corporate Governance (GCG) still needs to be studied. Therefore, this research aimed to analyze the mechanism of distributing productive zakat at LAZISMU of Bangkalan and its conformity with the principles of transparency, accountability, responsibility, independence, and justice. This research used a qualitative approach with a descriptive type of research. Data collection was carried out through in-depth interviews, field observations, and documentation. The research informants consisted of the Head of Distribution in LAZISMU of Bangkalan, institutional administrators, and several mustahik recipients of productive zakat. The data is analyzed through the
stages of data reduction, data presentation, and conclusion drawn. The results of the study showed that the mechanism for distributing productive zakat has been running systematically through the stages of fundraising, mustahik selection, distribution of assistance in the form of capital and business facilities, as well as post-distribution assistance and monitoring. This program had been proven to have a positive impact on increasing business, income, and mustahik confidence. In terms of governance, LAZISMU Bangkalan in general had implemented GCG principles, although public transparency and external audits had not been fully optimal. Based on these findings, LAZISMU of Bangkalan was advised to
strengthen the mustahik needs assessment system, improve sustainable mentoring, develop a digital information system and publication of reports, and carry out periodic external audits so that the management of productive zakat was more professional, transparent, and sustainable.